Bagaimana cara membuat eWallet Tokenization? – Xendit Guide

Untuk membuat eWallet tokenization (mohon klik link berikut apabila Anda ingin mengetahui pengertiannya), ikuti langkah-langkah berikut:

1. Membuat secret API Key melalui dashboard Anda.

Referensi dapat dilihat di doc berikut.

2. Masukkan callback URL Anda pada Dashboard - Settings - Callbacks di bagian Payment Method dan eWallet payment status dan pastikan saat klik "test and save" respon mengembalikan 2XX

3. Create Customer Object menggunakan endpoint:

POST https://api.xendit.co/customers

Body request:

{
"reference_id": "testing123",
"mobile_number": "+6281388089106",
"given_names": "John Doe"
}

PS: customer object parameter dapat ditambahkan sesuai preferensi Anda, diatas merupakan parameter yang diwajibkan.

Anda kemudian akan mendapatkan respons berikut:

{
"id": "f928fc16-d118-4d66-b82d-6dbfd3a25415",
"reference_id": "testing123",
"given_names": "John Doe",
"email": null,
"mobile_number": "+6281388089106",
"description": null,
"middle_name": null,
"surname": null,
"phone_number": null,
"hashed_phone_number": null,
"nationality": null,
"date_of_birth": null,
"metadata": null,
"employment": null,
"addresses": null
}

Mohon untuk menyimpan customer id (yang ditebalkan) untuk account linking body request.

4. Create Linking Account menggunakan endpoint:

POST https://api.xendit.co/v2/payment_methods

Body request, mohon untuk input customer id dari respons sebelumnya:

{
"type": "EWALLET",
"reusability": "MULTIPLE_USE",
"ewallet": {
"channel_code": "OVO",
"channel_properties": {
"success_return_url": "https://your-redirect-website.com/success",
"failure_return_url": "https://your-redirect-website.com/failure"
 }
 },
"customer_id": "f928fc16-d118-4d66-b82d-6dbfd3a25415",
"metadata": {
"sku": "IPHONE20"
 }
}

Anda kemudian akan mendapatkan respons berikut:

{
"id": "pm-ddaa8e60-bfc8-4cbe-bb0d-1426abbc5d0a",
"type": "EWALLET",
"country": "ID",
"business_id": "6253abec9547485c4a838dbe",
"customer_id": "f928fc16-d118-4d66-b82d-6dbfd3a25415",
"reference_id": "0799d13d-cdea-446b-b562-b605c65beb3e",
"reusability": "MULTIPLE_USE",
"status": "REQUIRES_ACTION",
"actions": [
{
"action": "AUTH",
"url": "https://link-web-staging.xendit.co/oauth/lat-c0a8d5c0-f528-4766-96cb-47e1d7f761e2/confirm",
"url_type": "WEB",
"method": "GET"
}
],
"description": null,
"created": "2022-12-09T06:32:06.176314733Z",
"updated": "2022-12-09T06:32:06.176314733Z",
"metadata": {
"sku": "IPHONE20"
},
"billing_information": null,
"failure_code": null,
"ewallet": {
"channel_code": "OVO",
"channel_properties": {
"failure_return_url": "https://your-redirect-website.com/failure",
"success_return_url": "https://your-redirect-website.com/success"
},
"account": {
"name": null,
"account_details": null,
"balance": null,
"point_balance": null
}
},
"direct_bank_transfer": null,
"direct_debit": null,
"card": null,
"over_the_counter": null,
"qr_code": null,
"virtual_account": null
}

Mohon untuk menyimpan payment method id untuk langkah berikutnya saat charge creation.

5. Klik pada "url" dibawah "action" untuk proses linking dan klik "proceed to link the eWallet" (dibawah adalah contoh untuk test mode):

6. Jika sudah sukses, Anda akan diarahkan kesuccess_return_urland dan menerima callback successful account linking

7. Create eWallet charge menggunakan endpoint:

POST https://api.xendit.co/ewallets/charges

Body request:
Mohon untuk input payment method id (dimulai dengan pm-) dari respons sebelumnya ke parameter "payment_method_id" (yang ditebalkan):

{
"reference_id" : "test_reference_id112",
"currency" : "IDR",
"amount" : 5000,
"checkout_method" : "TOKENIZED_PAYMENT",
"payment_method_id" : "pm-ddaa8e60-bfc8-4cbe-bb0d-1426abbc5d0a",
"channel_properties" : 
 {
"success_redirect_url" : "https://redirect.me/payment",
"failure_redirect_url" : "https://redirect.me/failed",
"redeem_points" : "REDEEM_NONE"
 },
"metadata" : 
 {
"branch_code" : "PLUIT",
"branch_city" : "JAKARTA"
 }
 }

Anda kemudian akan mendapatkan respons berikut:

{
"id": "ewc_49253caf-fc7f-400d-82da-8260f8f5482b",
"business_id": "6253abec9547485c4a838dbe",
"reference_id": "test_reference_id112",
"status": "PENDING",
"currency": "IDR",
"charge_amount": 5000,
"capture_amount": 5000,
"payer_charged_currency": null,
"payer_charged_amount": null,
"refunded_amount": null,
"checkout_method": "TOKENIZED_PAYMENT",
"channel_code": "ID_OVO",
"channel_properties": {
"success_redirect_url": "https://redirect.me/payment",
"failure_redirect_url": "https://redirect.me/failed",
"redeem_points": "REDEEM_NONE"
},
"actions": {
"desktop_web_checkout_url": "https://ewallet-mock-connector.xendit.co/v1/ewallet_connector/checkouts?token=ce9dhpgpvgtcs06s21ig",
"mobile_web_checkout_url": "https://ewallet-mock-connector.xendit.co/v1/ewallet_connector/checkouts?token=ce9dhpgpvgtcs06s21ig",
"mobile_deeplink_checkout_url": null,
"qr_checkout_string": null
},
"is_redirect_required": true,
"callback_url": "https://hooks.zapier.com/hooks/catch/9675406/oj8regt/",
"created": "2022-12-09T06:42:46.283184Z",
"updated": "2022-12-09T06:42:46.283184Z",
"void_status": null,
"voided_at": null,
"capture_now": true,
"customer_id": "f928fc16-d118-4d66-b82d-6dbfd3a25415",
"customer": null,
"payment_method_id": "pm-ddaa8e60-bfc8-4cbe-bb0d-1426abbc5d0a",
"failure_code": null,
"basket": null,
"metadata": {
"branch_city": "JAKARTA",
"branch_code": "PLUIT"
},
"shipping_information": null
}

Silakan untuk melanjutkan pembayaran dan eWallet tokenization Anda sudah selesai!

Untuk API reference mohon klik disini.

Accept Payments