eWallet tokenization is when your customer/end user links their eWallet account, hence upon checking out on your platform, they can see their eWallet balance and proceed to pay only by inputting PIN and/or without PIN (auto debit).
eWallet tokenization is only available for merchants who are a business entity and/or sole proprietorship (for PH merchants).
Tokenization for eWallet has 2 types, here are the differences and flow of each type:
- With PIN/Redirection flow
- Without PIN/Auto Debit flow
eWallet tokenization is available for your Xendit account on:
- Test/Sandbox/Development Mode: auto-activated, can be used via API without activation
- Live/Production Mode: need to request to CS on help@xendit/co and/or your Sales/Account Manager
Below are the eWallet channel/partners availability for tokenization:
| eWallet Channel | Tokenization Availability | Tokenization with PIN | Tokenization without PIN/Auto Debit |
| OVO | ✅ | ✅ |
✅ will need partner's approval |
| ShopeePay | ✅ | ✅ |
✅ will need partner's approval |
| DANA | ✅ | ✅ | ✅ |
| LinkAja | ✅ | ✅ | ✅ |
| AstraPay | ❌ | ❌ | ❌ |
| JeniusPay | ❌ | ❌ | ❌ |
| GCash | ❌ | ❌ | ❌ |
| PayMaya | ✅ | ❌ | ✅ |
| GrabPay | ✅ | ❌ | ✅ |
| ShopeePay (PH) | ✅ | ❌ | ✅ |
For more information, please check our Xendit Docs and API Reference.