Xendit does not charge registration/subscription fee, maintenance fee, termination fee, and withdrawal fee. We only charge fee per successful transaction. Here are the detailed fees per successful transaction:
For Indonesia:
Money-In
- Virtual Accounts (Mandiri, BNI, BRI, Permata, BSI, BSS, BJB, CIMB) = IDR 4,000
- Virtual Accounts (BCA - Switcher) = *BCA fee + IDR 2,000
- Virtual Accounts (BCA - Aggregator) = IDR 4,000
- Virtual Accounts (DBS - Switcher) = *DBS fee + IDR 5,000
- Credit Cards (VISA, Mastercard) = 2.9% + IDR 2,000
- Credit Cards (JCB, AMEX) = *Bank fee + IDR 2,000
- Alfamart = IDR 5,000
- Indomaret = IDR 5,000 - IDR 10,000 or 1,5%
- eWallets (DANA & Astrapay) = 1.5%
- eWallets (OVO) = 1.5% (Local Entity, Non-Digital Content Industry)
- eWallets (OVO) = 2.73% (Local Entity, Digital Content Industry)
- eWallets (OVO) = 2.3% (Foreign Entity, Non-Digital Content Industry)
- eWallets (OVO) = 3.18% (Foreign Entity, Digital Content Industry)
- eWallets (LinkAja) = 2.7% for Indonesian Gaming, Content and Digital Products Merchants
- eWallets (LinkAja) = 3.15% for Foreign Gaming, Content and Digital Products Merchants
- eWallets (LinkAja) = 1.5% for all other merchants
- eWallets (JeniusPay) = 2.0%
- eWallets (ShopeePay) = 1.8% for (Non-Digital Content Industry)
- eWallets (ShopeePay) = 3.6% for (Digital Content Industry)
- QR Code (QRIS) = 0.63%
- PayLater (Kredivo) = 2.3%
- PayLater (Akulaku) = 1.7%
- PayLater (UangMe) = 1.8%
- PayLater (Indodana) = 1.75%
- PayLater (Atome) = 5%
- Direct Debit (BRI) = 1.9%
- Direct Debit (BCA KlikPay) = IDR 2.500 + Bank fee*
- Direct Debit (Mandiri) = IDR 4.500
Money-Out
- Direct Disbursements (to All Banks) = IDR 5,000
- Direct Disbursements (to eWallets) = IDR 5,000
- Batch Disbursements (to All Banks) = IDR 5,000
- Batch Disbursements (to eWallets) = IDR 5,000
Note:
- Price above excludes 11% VAT
- Digital Content Industries for OVO include as following:
- Gaming
- Streaming
- Social Media/Networking
- Digital Cartoon
- Digital Books
For Philippines:
Money-In
- Credit Cards:
- VISA, Mastercard (Local Cards) = 3.2+ Php10
- Internationally-issued Cards charged in Php = 4.2 + Php10
- All Credit Cards charged in USD = 4% + USD1
- Direct Debit (BPI & UnionBank) = Php 15 or 1% (whichever is higher)
- eWallets:
- GCash = 2.3%
- Paymaya = 1.8%
- GrabPay and ShopeePay = 2.0%
- Retail Outlets:
- 7-Eleven = Php 15 or 1.5% (whichever is higher)
- Cebuana = Php 25
- ECpay Loans and ECPay School= 1.5% or Php 25
- M Lhuillier, Palawan Express, LBC, RD Pawnshop, CVM and USSC= Php 20
- PayLater:
- BillEase = 1.5%
- Cashalo = 1.6%
Money-Out
- Direct Disbursements (to All Banks) = Php10 per transaction
- Direct Disbursements (to eWallets) = Php10 per transaction
- Batch Disbursements (to All Banks) = Php10 per transaction
- Batch Disbursements (to eWallets) = Php10 per transaction
Note:
Prices above excludes 12% VAT
For reference you can also visit this link.
So now we have a pricing calculator to help our merchants to better understand our fee structure for all payment channels including VAT.