For more detailed information regarding aggregator and switcher model, you can refer to the Xendit documentation on the following link.
List of Bank for VA Aggregator:
- Bank Central Asia (BCA)
- Bank Negara Indonesia (BNI)
- Bank Rakyat Indonesia (BRI)
- Bank Sahabat Sampoerna (BSS)
- Bank CIMB Niaga (CIMB)
- Bank Mandiri
- Bank PermataBank
- Bank Jabar Banten (BJB)
- Bank Syariah Indonesia (BSI)
- Bank Neo Commerce (BNC)
- Bank Muamalat
There are two categories for VA Aggregator activation, they are:
1. Direct activation
a. Invoice VA/Non FVA - Instant Activation
b. FVA Activation - Instant Activation
2. Requires Bank Verification
1. Instant Activation
Instant activation means you can activate VA through the dashboard and use VA after your account activated (live mode). Beside that, the settlement also instant which is D + 0 to your Xendit dashboard after payment is made.
List of Bank can be activated instantly through dashboard, they are:
- Bank Negara Indonesia (BNI)
- Bank Rakyat Indonesia (BRI)
- Bank Mandiri
- Bank Permata
- Bank Sahabat Sampoerna (BSS)
- Bank Syariah Indonesia (BSI)
- Bank Jawa Barat (BJB)
Here are the steps to enable the instant aggregator model:
- Register for a Xendit account at here and follow our KYC instructions.
- Simulate the creation and payment of a Virtual Account in test mode. Please visit following page for more details.
- Make sure you have enabled the Virtual Account payment method at here In the same section, you can also see the range of Virtual Account numbers provided for Fixed Virtual Accounts and Non-Fixed Virtual Accounts (Virtual Account xenInvoice).
- Click on the side of the "Activate Payment Channels" to start activate the channels.
- Choose desire Bank that you want to activate. Mind to check the VA type Fixed or Invoice. Then click continue.
- Complete the form on General Information.
- Fill the information needed.
- Click Submit and you will have Activate Virtual Account.
- Congratulations! You already have a range of Virtual Account numbers !. Xendit offers 999,999 Virtual Account numbers to new customers to start with.
2. Aggregator - Need Bank Verification for Activation
This means Bank requires further processing after you click "Activate" on the dashboard to verify your data before you can use the this VA as payment method. The bank that needs this verification is BCA VA.
Here are the steps to enable the BCA VA:
- Register for a Xendit account at here and follow our KYC instructions.
- Simulate the creation and payment of a Virtual Account in test mode. Please visit following page for more details.
- Make sure you are registered as a business entity (PT/CV/Yayasan)
- On your dashboard, go to tab "payment methods" tab choose "Virtual Accounts" and click "activate"
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- You must meet the following requirements before starting the BCA VA activation process:
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Your business needs to have a BCA bank account
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Your business’s BCA bank account name must be aligned with the entity name in your Akta (Other names are not accepted)
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Your business must have a live website (Live means it is ready to be used for transactions. Also, social media and marketplace are not accepted)
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Your business model has to be B2B or B2C, not marketplace or B2B2C
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- You must meet the following requirements before starting the BCA VA activation process:
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- If you have the requirements above, click activate payment by choosing BCA
- Complete the form on General Information.
- Fill the information needed.
- Please complete the form based on each partner needed.
- Within 5 working days, we email you a completed BCA application form to sign & send back to us
- After we received your email, we will send the signed form to BCA, who will call you to confirm details in about 14 working days
- When BCA approves, we will contact you to complete testing and activation
When will it be activated:
| Virtual Account - BCA | 14 working days |
- BCA bank account under company name - Business website/apps* - Director’s tax ID - Certificate of domicile - Deed of establishment - Decree of the Ministry of Justice and Human Rights (SK Menkeh) of establishment - Payment flow *social media & marketplace are not accepted |
| Virtual Account - DBS | 0-3 months |
- Business website/apps/socmed/marketplace - Business name - Business ID Available for switcher Eligible for the limited merchant only with the particular term and condition |
| Virtual Account - BNC | 1-3 working days |
- Business website/apps/socmed/marketplace - Business name - Business ID - VA type to be activated (FVA or invoice VA) - Business type / account type (PT, CV, etc) Available for aggregator & switcher - Can ask to help@xendit.co to ask for activation. |