Currently, we are only able to make the charges in IDR. But we are able to charge foreign cards, as long as the cards are registered with Visa and Mastercard.
How does the currency exchange work?
Xendit will send the request to our credit card processor in Indonesian Rupiah (IDR). The credit card processor will be sending the funds to the issuing bank of the cardholder and converting its currency to the local currency, i.e. USD, AUD, SGD, or any other currency.
The cardholder will receive their billing in their local currency, and they might have additional fees for charging the card through currency exchange, admin fees, etc.
We do not have a 1-1 comparison on the amount of the transaction for the currency conversion, as we are only able to estimate the value since different banks have different values for currency exchange.
Xendit does not have any power to determine the final amount of the funds charged to the customer in their local currency, nor do we have any extra charges for the currency exchange. We will only charge the fees based on what is agreed upon to you, the merchant. Default Xendit fees for Cards are 2,9%+2000 IDR.