Disbursement (XenDisburse) enables you to send money via API or Dashboard to any bank and e-Wallets account for merchants in Indonesia and Philippines directly from your account balance. While the time taken for funds to arrive at the destination depends on the date of request and the banks’ processing speed, disbursements are typically completed instantly as long as the bank server is online or not having a downtime, if this happens, we queue the transaction and carry out the process as soon as the banks’ server is back up. Find out more about Direct Disbursement here