Disbursement (XenDisburse) enables you to send money via API to any bank in Indonesia from your account balance. While the time taken for funds to arrive at the destination depends on the date of request and the banks’ processing speed, disbursements are typically completed within 15 minutes as long as the bank server is not down, if this happens, we queue the transaction and carry out the process as soon as banks’ server is back up. Find out more about Direct Disbursement here