For Indonesia:
You don't actually need authentication for any transaction unless the card requires it (for example Malaysian debit cards and some Indonesian ones like Mandiri).
For Philippines:
The acquiring banks require transactions to be 3DS authenticated. This can cause some of the transactions to be tagged as unsuccessful or failed.
Is 3DS required for each subsequent charge? If yes, can we skip those? What are the limitations to skipping 3DS?
Updated:
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