The monthly withdrawal limitation for an individual account is PHP 100,000 within any 30-day period. Once this limit has been reached, any further withdrawals (either via manual on-demand or auto withdrawal) will not proceed until the 30-day period has passed.

Due to compliance regulations, monthly withdrawal limitations only apply to individual accounts. Accounts registered under a business entity (Sole Proprietorship, Partnership, or Corporation) are not subject to these limitations.

Understanding the 30-Day Withdrawal Limitation

To determine how much you can withdraw on any given day, subtract the total amount withdrawn in the past 30 days from the PHP 100,000 limit. This will give you the available amount you can withdraw on that day.

When you want to withdraw funds, think of it this way:

• Withdrawal Limit: PHP 100,000 within any 30-day period.
• Calculation: Consider how much has been withdrawn in the last 30 days.

Example:

For May 29

• Withdrawn in the latest 30-days (April 29 - May 29):
  • April 30: PHP 80,000
  • May 15: PHP 10,000
• Total withdrawn in the last 30-days (April 29 - May 29): PHP 90,000
• Available left to withdraw on May 29: PHP 10,000 (since the total withdrawal limit is PHP 100,000)

For May 30

• Withdrawn in the latest 30-days (April 30 - May 30):
  • April 30: PHP 80,000
  • May 15: PHP 10,000
  • May 29: PHP 10,000
• Total withdrawn in the last 30-days (April 30 - May 30): PHP 100,000
• Available left to withdraw on May 30: PHP 0 (since the total withdrawal limit is PHP 100,000)

For June 1

• Withdrawn in the latest 30-days (May 1 - June 1):
  • May 15: PHP 10,000
  • May 29: PHP 10,000
• Total withdrawn in the last 30-days (May 1 - June 1): PHP 20,000
• Available to withdraw on June 1: PHP 80,000 (since the limit is PHP 100,000 and only PHP 20,000 has been withdrawn in the last 30 days)