The expiry time for Account Linking URL (e.g https://linking.xendit.co/pali_xxx) is 15 - 30 minutes. Once it expired, user unable to access the Account Linking URL anymore, you will need to re-create another Plans. 

Once it expired, we will update the Plan to be INACTIVE and we will send recurring.plan.inactivated callbak.

The expiry time of Account Linking URL is not adjustable from your side as a merchant, the set up is coming from Xendit. 

Therefore, we can suggest you to inform your customer to choose/link their payment method immediately.