How to create eWallet payment in Live Mode via API? – Xendit Guide

To create payment with eWallet in Live Mode, first you must be aware that eWallet has 2 type of flow (for further reference can go to this docs):
1. No Redirection Payment Flow/ Push Notification Flow:

- OVO

- JeniusPay

2. Redirection Payment Flow:

- DANA

- ShopeePay (ID & PH)

- LinkAja

- AstraPay

- GCash

- Paymaya

- GrabPay

Here are the steps on how to create eWallet charge in live mode:

1. Create secret API Key on your dashboard in live mode
Reference can be found in this doc.

2. Set your callback URL in Dashboard - Settings - Callbacks in eWallet payment status and make sure upon "test and save" it returns 2XX

3. Create eWallet Charge using endpoint:

POST https://api.xendit.co/ewallets/charges

4. Input you secret API key in Authorization

5. In Body Request you can input the parameters which are required or optional based on each eWallet partners (this example is for DANA):

{
"reference_id": "livetesting",
"currency": "IDR",
"amount": 100,
"checkout_method": "ONE_TIME_PAYMENT",
"channel_code": "ID_DANA",
"channel_properties": {
"success_redirect_url": "https://yourwebsiteurl/",
"failure_redirect_url": "https://yourwebsiteurl/"
 },
"metadata": { 
"branch_area": "PLUIT",
"branch_city": "JAKARTA"
 }
}

6. You will get this response afterwards:

{
"id": "ewc_8a20cc88-4407-47e1-9d4c-94720d118bc0",
"business_id": "603f1c4172bbe840979fd408",
"reference_id": "livetesting",
"status": "PENDING",
"currency": "IDR",
"charge_amount": 100,
"capture_amount": 100,
"payer_charged_currency": null,
"payer_charged_amount": null,
"refunded_amount": null,
"checkout_method": "ONE_TIME_PAYMENT",
"channel_code": "ID_DANA",
"channel_properties": {
"success_redirect_url": "https://docs.xendit.co/ewallet/integrations/test-guideline",
"failure_redirect_url": "https://docs.xendit.co/ewallet/integrations/test-guideline"
},
"actions": {
"desktop_web_checkout_url": "https://m.dana.id/m/portal/cashier/checkout?bizNo=20221207111212800110166925072150424&timestamp=1670399887714&mid=216620000035833566172&did=216650000363067994173&sid=216660000362985537171&sign=nG82KephN2%2BnwAfr5itNljExC%2B38VqBO%2F55bJTKwGIaXIJsV6BiU3rvLPVLj9vpOYKcuB69fDOkoBURyEOOuzgS8a%2BaTNAtO2GLnlCe70ZDU3m04yedk3n0Pq8%2BHfFMgwLFeuU9HHqaWBcrfPJULqCivuTPZ%2BkK2oqBlNH9l0PeYboSWJedf1IfrHPuctWxCO4QlgGtfMH7RK6gNYYAxBRFq2Pf1XabLs%2F1W70DWeUBY%2FrrbYNyPqKi7vrSWmo%2BQI40C2fEJgL8PMkcNEM3wMM0SRYLuX1Ra7Fq%2FsfV4ndJo0uCzuTQk%2F%2BTBSiq1DM3Fh0dpkEemZMykhOeVrIuTPQ%3D%3D&forceToH5=false",
"mobile_web_checkout_url": "https://m.dana.id/m/portal/cashier/checkout?bizNo=20221207111212800110166925072150424&timestamp=1670399887714&mid=216620000035833566172&did=216650000363067994173&sid=216660000362985537171&sign=nG82KephN2%2BnwAfr5itNljExC%2B38VqBO%2F55bJTKwGIaXIJsV6BiU3rvLPVLj9vpOYKcuB69fDOkoBURyEOOuzgS8a%2BaTNAtO2GLnlCe70ZDU3m04yedk3n0Pq8%2BHfFMgwLFeuU9HHqaWBcrfPJULqCivuTPZ%2BkK2oqBlNH9l0PeYboSWJedf1IfrHPuctWxCO4QlgGtfMH7RK6gNYYAxBRFq2Pf1XabLs%2F1W70DWeUBY%2FrrbYNyPqKi7vrSWmo%2BQI40C2fEJgL8PMkcNEM3wMM0SRYLuX1Ra7Fq%2FsfV4ndJo0uCzuTQk%2F%2BTBSiq1DM3Fh0dpkEemZMykhOeVrIuTPQ%3D%3D&forceToH5=false",
"mobile_deeplink_checkout_url": null,
"qr_checkout_string": null
},
"is_redirect_required": true,
"callback_url": "https://ewalletvoid.free.beeceptor.com",
"created": "2022-12-07T07:58:07.446368Z",
"updated": "2022-12-07T07:58:07.446368Z",
"void_status": null,
"voided_at": null,
"capture_now": true,
"customer_id": null,
"customer": null,
"payment_method_id": null,
"failure_code": null,
"basket": null,
"metadata": {
"branch_area": "PLUIT",
"branch_city": "JAKARTA"
},
"shipping_information": null
}

NOTE:
- For Redirection Payment Flow you will receive "desktop_web_checkout_url" and/or "mobile_web_checkout_url" under the "actions" section while for

- No Redirection Payment Flow there will be no "actions" section and upon charge creation successful for OVO and JeniusPay = it is charged in the eWallet app which your customer need to accept and input their eWallet PIN

7. For no redirection flow your customer will need to go to the url under the "actions" section either desktop or mobile for payment:

8. You will then be redirected to the "success_redirect_url" you have set previously and transaction will show up in Transactions/eWallet Tab.

And the simulation live mode for eWallet is done! For API reference please click this link.

Accept Payments